Vehicles & Lifestyle
Motorcycle Insurance
Street, sport, cruiser, and touring bikes.
Overview
What to know about motorcycle coverage.
Motorcycle policies work like auto policies but with some important differences: custom parts and equipment aren’t always automatically included, riding gear is often on its own coverage, and passenger liability may need to be added.
What's typically covered
- Liability, collision, and comprehensive
- Uninsured/underinsured motorist
- Medical payments
- Some carriers include roadside for motorcycles
Things to consider
- List custom parts (exhaust, aftermarket wheels, saddlebags) to ensure they’re covered
- Riding gear (helmet, jacket, boots) coverage often must be added explicitly
- Lay-up policies can reduce premiums during off-season months
Ready to talk about motorcycle?
Tell us what you're protecting and we'll shop it across carriers. No obligation, no hard sell.
