Independent broker · Licensed in 11 states
Insurance advice that actually fits the life you’ve built.
Fifty years of independent advice. We compare carriers, explain the fine print, and answer the phone when something happens.
An independent brokerage
50
years of independent advice.
- States
- 11
- Lines of coverage
- 12
Popular coverage
Start with the line you came here for.
- Auto Coverage for daily drivers, teen drivers, and multi-car households.
- Home Dwelling, contents, and liability for the place you live.
- Umbrella Extra liability protection above your home and auto limits.
- Life Term and permanent coverage matched to your stage of life.
- Business General liability, property, and business auto for small businesses.
- Flood Residential flood coverage for at-risk and just-to-be-safe areas.
Why SAI
A broker who works for you, not the carrier.
After decades in this business, we’ve learned that good insurance isn’t a sales pitch. It’s a conversation, a comparison, and a promise to pick up the phone.
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Independent advice
We work with many carriers, so our recommendation is built around your situation, not a sales quota.
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Education first
We explain what each coverage does, where the limits sit, and what you can skip. Decide with facts, not pressure.
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One advocate
You get a real person who knows your policy at renewal, after a claim, and when life changes.
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Real phones, real hours
When something happens, you won’t be parked in a chatbot queue. Call us directly and we’ll help.
Why SAI
Four steps, no surprises.
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Tell us what you’re protecting
A quick call or form covering home, vehicle, family, or business. Whatever’s on your plate.
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We compare across carriers
We shop the policies that match your situation and flag the trade-offs that matter.
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You pick a policy
Clear numbers, clear limits. No pressure if you need a day to think it over.
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We stay in your corner
Renewals, questions, and claims: you call us, not a 1-800 stranger.
States licensed
Offices in New York and Florida; advice by phone anywhere we're licensed.
- Arkansas
- Colorado
- Connecticut
- Florida
- Michigan
- New Jersey
- New York
- North Carolina
- Pennsylvania
- South Carolina
- Tennessee
Not sure where to start? Let’s talk it through.
Tell us what you need covered. We’ll explain the options in plain language and only recommend what fits.