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Business & Drivers

Business Insurance

General liability, property, and business auto for small businesses.

Overview

What to know about business coverage.

Small business policies combine several coverages under one roof: liability for claims made against your business, property coverage for what you own, and often business auto and workers’ compensation. The right mix depends on what you do and who you do it with.

What's typically covered

  • General liability (customer injury, property damage)
  • Property: buildings, equipment, inventory
  • Business income and extra expense after a covered loss
  • Commercial auto
  • Workers’ compensation (where required)

Things to consider

  • A BOP (Business Owner’s Policy) bundles common coverages for many small businesses
  • Professional services often need Errors & Omissions, not just general liability
  • Cyber liability is increasingly worth considering for any business handling data

Ready to talk about business?

Tell us what you're protecting and we'll shop it across carriers. No obligation, no hard sell.