Personal Life Insurance 101
Life Insurance is crucial for long-term financial security. While various products serve different needs, they all share the common purpose of paying a cash benefit to a beneficiary in the event of the death of the covered individual.
In addition to the cash benefit, some customers prefer an option that allows them to accumulate cash, as their policy builds cash value. Sometimes policies will pay out in the event of a terminal illness or critical illness, while the covered individual is still alive.
Generally, Life Insurance policies for individuals as well as groups are available. A range of policies are available to help you prepare for life’s contingencies, whether your needs involve mortgage protection, coverage for dependents as your family expands, or college funding.
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