Personal Motorcycle Insurance 101

Motorcycle Insurance provides coverage for your motorcycle, scooter, ATV, or UTV. It covers for damages to the vehicle as well as financial protection in the event of injury or damages while riding.

Motorcycle Insurance is required in every state if you are riding on legal roads. Just like automobile insurance, most states will require a minimum liability coverage in order for you to legally ride. Also, if you have a loan or lease, you will be required to have physical damage coverage – Comprehensive (Other than Collision) and Collision coverage.

Similar to automobile insurance, most of the coverages are the same and the rate is based generally on the same criteria, including how many years you have been riding.

More Information On Coverages

Check out our Automobile Insurance 101 page for more information on the various coverages that are included for Motorcycle Insurance policies.

Auto Insurance 101

Other Insurance That May Spark Your Interest:

Auto Insurance

Learn More

Home/Renters Insurance

Learn More

Umbrella Insurance

Learn More

Life Insurance

Learn More

Flood Insurance

Learn More

Boat Insurance

Learn More

Jewelry Insurance

Learn More

Business Insurance

Learn More

Call An Agent

Don’t want to explore the site? Sick of reading this insurance mumbo-jumbo? No worries, we are here to take your call and answer your questions. We’re open: Monday – Friday from 9am-5pm.

CALL US: 877-546-6474

Set An Appointment

Hate talking to a faceless person over the phone? Rather meet up face-to-face and put a smiling face to a name? Whether you want to come to our office, want us to meet you, or want to see us through your device in a virtual meeting, we have the options you are most comfortable with. 


Get An Auto Or Home Quote Instantly!

Our simple, yet powerful, SAI Quoting System is ready to take your detailed information, run it through a bunch of our companies and spit out some rates!

*Note: We can only provide instant rates for the states in which we are licensed*


Copy link